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These web-pages contain certain forward-looking statements with respect to certain plans and current goals and expectations of Masraf Al Rayan and its associated companies relating to their future financial condition and performance. These forward-looking statements do not relate only to historical or current facts. By their nature, forward-looking statements involve risk and uncertainty because they relate to future events and circumstances including a number of factors which are beyond Masraf Al Rayan’s control. As a result, Masraf Al Rayan’s actual future results may differ materially from the plans, goals and expectations set forth in Masraf Al Rayan’s forward-looking statements. Any forward-looking statements made by or on behalf of Masraf Al Rayan speak only as of the date they are made. Masraf Al Rayan does not undertake to update forward-looking statements to reflect any changes in Masraf Al Rayan’s expectations with regard thereto or any changes in events, conditions or circumstances on which any such statement is based. The information, statements and opinions contained in this presentation do not constitute a public offer under any applicable legislation or an offer to sell or solicitation of an offer to buy any securities or financial instruments or any advice or recommendation with respect to such securities or other financial instruments.

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