In April 2007, Masraf Al Rayan opened its subsidiary, Al Rayan Investment; the first Shari’ah compliant financial institution to be issued a license to operate within the Qatar Financial Centre. A pioneer in its class, the launch of Al Rayan Investment further highlighted the bank’s status as a progressive new force in the financial market.
With a starting capital of USD100 million, the focus of Al Rayan Investment is on real estate investment, private equity and wealth management for institutions and individuals within the GCC and Asia.
VISION
To be the leading Islamic investment bank linking the GCC states and the Asian continent – an icon for successful Shari’ah compliant ventures.
MISSION
To create an inspirational investment banking platform offering a unique product portfolio through the fusion of capital and Islamic principles.
VALUES
Integrity – Guarantee observance of the highest Shari’ah standards while simultaneously protecting the best interests of our clients, shareholders, investors, staff and the communities we serve
Reliability – Through a policy of transparency and accountability, acquire the trust of our clients as an honest and knowledgeable source of financial advice
Leadership – Gain recognition as the industry leader through the development of innovative, world class products and services
Team – Recruit and train the most dynamic line-up of global leaders and professionals within our practice areas; developing a distinctive spirit of excellence and unity in the workplace.\
ACTIVITIES
Al Rayan Investment has two distinct functions. Firstly, the management of Masraf Al Rayan’s portfolio of listed and private equities and funds, strategic investments, income producing instruments such as sukuks and real estate investments. Secondly, the development and operation of Masraf Al Rayan’s investment products, asset management and investment placement business.
The primary focus will be on investment into the following sectors:
Financial Institutions
Global Industries
Health Care
Infrastructure and Transportation
Natural Resources
Real Estate
GEOGRAPHIC GROWTH
Having established our core team in Doha, Al Rayan Investment anticipates having an established presence in Asia by the end of 2010, creating an inspirational investment banking platform that links capital with Islamic values and simultaneously links the GCC states with the Asian continent.
Furthermore, working with western companies we aim to transfer Masraf Al Rayan technology and brand values to faster growth markets throughout the Middle East and Asia.
Product Portfolio
Al Rayan Investment’s selective range of investment products is carefully designed to produce excellent risk adjusted returns while being absolutely Shari’ah compliant. Before being offered to clients, our products undergo a rigorous due diligence process, which ensures that they meet important risk/return criteria. Some of the considerations that contribute towards product selection are:
Risk: Detailed research is undertaken to ensure that the return from a particular product is commensurate with the associated risk.
Liquidity: Efforts are made to ensure a continuously reasonable level of liquidity so that clients can disinvest at short notice should they face a sudden or unexpected need for capital. Where the fundamental characteristics of a fund do not allow this, Masraf Al Rayan often offers a 'best efforts basis' secondary market.
Low fee structure: Masraf Al Rayan keeps its fee structure competitive. In addition there is emphasis on transparency to ensure that all parties involved in the investment structure are fairly compensated for their risk taking, management effort and performance.
Our team of experts at Al Rayan Investment is creating and developing a product portfolio which will incorporate:
