Financial Calculators

Simplify your finances by using our handy calculator below.
*Installment values may not be accurate.
Please contact the nearest Masraf Al Rayan
branch for the exact calculation.

Get in touch

  • Give us a call

    +974 4425 3333
  • Send us a message

    Fill in the contact form
Al Rayan GCC Fund



Who can invest?

Qatari investors

Non-Qatari and Qatari investors

Fund currency



Fund duration


Investment focus

Sharia-compliant GCC equities & Sukuk

Countries of focus

Equities: Qatar, Saudi, UAE; Sukuk: Mainly GCC

Investment horizon

2-3 years

Expected rate of return

No guarantee. Target return is 12% per annum

Capital guarantee

No guarantee of capital or profit



Lock-in period

No redemption in the first 6 months after subscription


Deadline to receive funds and completed application is 7 working days before end of each month


Monthly, after lock-in period
Redemption forms to be submitted 30 calendar days before redemption date (1st business day of each month)

Investor updates

Net Asset Value published in two local newspapers (Arabic & English) each month
Investor newsletter & holding statement delivered by Q-Post

NAV calculation



Masraf Al Rayan QSC

Fund Manager

Al Rayan Investment LLC




Deloitte & Touche

Legal Advisor


Sharia Advisory Board

Appointed by Founder, please contact Founder for updated list of members



Subscription fee

Up to 1%  (upon subscription)

Redemption fee


Management fee

1.25% per annum (taken directly from fund)

Early redemption penalty

3% of NAV (subject to management approval)

Performance fee

20% fee charged for performance achieved in excess of 24%, over 2 years
(eg. If 2 year return is 30%, 20% fee will be charged on (30-24) 6% = 1.2%. Investor return will be 30-1.2 = 28.8%)



Individuals Minimum subscription

QAR 100,000 (QAR 5,000 subsequently)

US$ 30,000 (US$ 1,500 subsequently)

Required documents
  • True copy of national ID card (showing date & place of birth)
  • Evidence of permanent address (if not MAR account holder)
  • True copy of national ID card or passport (showing date & place of birth)
  • If Qatar resident, true copy of Qatari ID card
  • Evidence of permanent address (if not MAR account holder)
Institutions Minimum subscription

QR 1,000,000 (QAR 50,000 subsequently)

US$ 300,000 (US$ 15,000 subsequently)

Required documents
  • True copy of commercial registration issued by Min. Econ & Trade/ local licensing authority
  • True copy of Memorandum or Articles of Association (or Prospectus if a Fund)
  • True copies of national ID cards of owners and joint partners
  • Names of shareholders who own more than 10% of capital
  • Name, true copy of national ID and specimen signature of authorized signatory
  • Evidence of signatory’s power and authority to buy units on behalf of the entity (constitutive documents, power of attorney or Board resolution)
  • Investor Relations

    Masraf Al Rayan (QSC) ("Bank") was incorporated as Qatari Shareholding Company under the Qatar Commercial Company law, on 4th January 2006, and licensed by Qatar Central Bank.

Your message has been sent successfully


You have successfully subscribed to our newsletter


You are already subscribed to our newsletter