Offer Details

• AlRayan Bank is collaborating with BYD in launching a Green Vehicle Finance Campaign for eco-friendly cars
• The green vehicle finance profit rate would be 3.75% APR
• The offer will be applicable on new BYD cars only
• Comprehensive Car Takaful would be included in the first year
• The offer will be valid from 5th August 2025 to 5th October 2025

Terms & Conditions
Campaign Period	• Valid from 5th August 2025 to 5th October 2025
Main Target Segment	• New to Bank Qatari & Non-Qatari Customers • Salary Transfer Customers only • Existing AlRayan Bank customers
Minimum Salary Amount to qualify	• QAR 10,000 per month for Qataris • QAR 20,000 per month for Non-Qataris
Minimum Finance Amount to Qualify	• QAR 50,000
Maximum Finance amount	• QAR 2,000,000 including Profit for Qataris • QAR 400,000 including Profit for Non-Qataris
Maximum Finance Tenure	• Maximum 6 years for Qataris • Maximum 4 years for non-Qataris • The above tenor includes grace period, if any
Maximum Age at end of Tenure	• Qatari – 65 years • Non-Qatari – 60 years
Takaful Life Insurance	• Mandatory to be paid by customer
Key Conditions	• AlRayan Bank is collaborating with BYD to launch Green Vehicle Finance campaign for New and Existing to Bank Customers • The green vehicle finance profit rate would be 3.75% APR • The offer will be applicable on new BYD electric and hybrid cars only • The offer will be applicable for Qatari and Non-Qatari Salary transfer Customers only • Minimum financing amount should be QAR 50,000 • Comprehensive Car Takaful would be included in the first year by BYD • The offer will be valid from 5th August 2025 to 5th October 2025
Salary Transfer	• Mandatory
Income Sources Allowed	• Income must be from Salary
End of Service benefits	• Mandatory to transfer to the bank for Non-Qataris (Residents) only
Early Settlement Charges for Personal Finance	• 100% of outstanding profit payable if liability is transferred to another bank