Offer Details:

• AlRayan Bank to provide Retiree Finance with 0% Qard Hasan
• Offer is exclusively for individuals registered with the General Retirement and Social Insurance Authority (GRSIA)
• Offer is valid from 12th June 2025 to 31st December 2025

Terms & Conditions:

• AlRayan Bank to provide a Qard Hasan of 0% (profit-free) for Qatari Nationals under Retirement Financing Program
• Individuals must be registered with General Retirement and Social Insurance Authority (GRSIA) to be eligible for this offer
• Minimum Finance amount – QAR 10,000
• Maximum Finance Amount – Up to 5 times the pension, with a maximum limit of QAR 300,000
• Repayment Tenure of up to 5 years (60 months)
• Only one active loan per customer allowed at any given time
• No age limit for eligibility
• Life Takaful Insurance not required
• Mandatory transfer of pension to ARB
• Monthly deductions must not exceed 25% of the pension
• Offer is valid from 12th June 2025 to 31st December 2025