Product Details and Terms & Conditions	MASRAF AL RAYAN QATAR AIRWAYS VISA INFINITE CREDIT CARD
Eligibility Criteria	• Masraf Al Rayan Premier Banking & Private Banking Customers • Qatari Nationals & Expats
Minimum Salary Requirement	• 50,000 QAR per Month
Against Deposit	• 350,000 QAR

Co-Branded Card Features
Avios Earn Rate – International & Domestic Spends	• 4 QAR = 1 Avios
Avios Earn Rate – Qatar Airways Spends	• 4 QAR = 2 Avios, when booking flights on qatarairways.com or Qatar Airways mobile app. *
Joining Bonus Avios	• 50,000 Avios for new to bank customers.
Bonus Avios Based on Yearly Spends	• 25,000 Avios on QAR 250,000 annual spends.
Bonus Avios on First Flight with Qatar Airways	• Business Class = 10,000 Avios * • Economy Class = 5,000 Avios *
Tier Fast-track with Qatar Airways Privilege Club	• Gold, when spending QAR 14,000 with this card for booking flights on qatarairways.com or Qatar Airways mobile app. *

Travel, Lifestyle & Insurance Benefits
Airport Lounge Access - with access to 1,000+ airport lounges in more than 300 cities all around the world, our cardholders have the rare privilege of travel that’s tailored to them.	• Unlimited Lounge visits for Cardholder + 1 Guest
Travel Benefits	• Airport Benefits • Hotels & Cars Rental Offers
Insurance & Assistance Benefits	• Takaful Insurance • Multi-Trip Travel Insurance - with multi-trip travel insurance the Cardholder and their families are covered on all trips with a maximum trip duration of 90 days including COVID 19* starting Dec 2021, so they can simply focus on enjoying every single moment of their travel experiences. • Rental Car Collision Damage Waiver • Event Ticket Cancellation • Global Medical & Travel Assistance
Lifestyle Benefits	• Concierge Facility - The 24-hour concierge provides a personal service to Visa Qatar Airways Co-Branded Infinite & Signature Cardholders, taking care of all the details so they can simply take their seats and enjoy. • Global & Local Merchant Offers across Dining, Shopping, Retail Outlets
Protection Benefits	• Fraudulent Card Misuse Protection • Buyers Protection • Extended Warranty
Other Features & Benefits	• Profit Free Grace Period of up to 45 days • 100% Cash Withdrawal Limit • Apple Pay, Google Pay, Fitbit & Garmin Pay • Self Service Features on Masraf Al Rayan Mobile Banking Application      o Card Activation & Pin Generation      o Block & replace your card and instant use on Apple Pay      o Card Payments • E-statements • Supplementary Cards for your family members

* Terms and conditions apply. Please refer to the Terms and Conditions document for more details
• Refer to www.alrayan.com for detailed terms & conditions
• Refer to this link for fees and charges